Are you in need of quick cash? IIFL Gold Loans might just be the solution you’re looking for. With flexible repayment options, low rates, and a hassle-free process, you can secure the cash you need while keeping your prized possessions. Here’s why IIFL Gold Loan are a great choice:
Why IIFL Gold Loans are a Great Choice
???? IIFL Gold Loans have been a trusted source of quick cash for years, offering customers a hassle-free way to get the money they need without selling their gold.
With IIFL Gold Loans, you don’t have to worry about the safety of your gold. It’s kept safe and secure in a vault until you pay back the loan.
???? Whether you need cash for a medical emergency, home renovation, or any other reason, IIFL Gold Loans offer a quick and convenient solution.
Schemes:
IIFL offers 3 types of loans for general citizens and 1 type of agriculture loan. Details about their plan below
| IIFL SPL 1 | IIFL SPL 2 | IIFL SPL 3 | IIFL AGRI LOAN |
| Maximum Loan Value and reasonable interest rate | Maximum Loan Value and reasonable interest rate starting from 0.83% p.m (9.96% p.a) | Ideal for Business Owners and a reasonable interest rate starting from 0.79% p.m (9.48% p.a) | Ideal for farmers, loans starting from ₹3,000 |
| Loan Amount starting from ₹3000 and no maximum limit Tenure: 24 months | Loan Amount starting from ₹5,00,000 and no maximum limit | Loan Amount starting from ₹10,00,000 and no maximum limit | Half-Yearly Schemes with attractive interest rates |
| Tenure: 24 months | Tenure: 24 months | Tenure: 24 months | Tenure: 24 months |
| Free insurance for pledged ornaments | Free insurance for pledged ornaments | Free insurance for pledged ornaments | Free insurance for pledged ornaments |
| Digital Gold Loan Facility available | Digital Gold Loan Facility available | Digital Gold Loan Facility available | Digital Gold Loan Facility available |
Data Source As Available On 06-03-2023
Eligibility Criteria for Gold Loan
As you’re giving collateral gold, So it completely depends on gold purity and gold weight & Interest rate depending on your selected tenure.
Process & Documents Required
- Identity Proofs
- Aadhaar Card
- Valid Passport
- PAN Card
- Valid Driving Licence
- Voter ID Card
- Job card issued by NREGA
- Address Proofs
- Aadhaar Card
- Valid Passport
- PAN Card
- Valid Driving Licence
- Voter ID Card
- Job card issued by NREGA
Competitive Rates for Your Gold
IIFL Gold Loans offer some of the lowest interest rates in the market, allowing you to borrow more money without breaking the bank.
You can get a loan against your gold at very competitive rates, making IIFL Gold Loans a smart choice for those in need of quick cash.
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✅ IIFL Gold Loans also offer flexible repayment options, allowing customers to pay back their loans at their own pace.
Repayment
With their IIFL Loans app, You can easily make your EMI payments online. Or You can visit their branches to pay via cash.
Calculate Gold Loan
You can easily calculate using their gold loan calculator on the website.
Flexible Repayment Options
IIFL Gold Loans offer flexible repayment options, allowing customers to choose a repayment plan that works for them.
????You can choose to pay back your loan in installments or in one go, depending on your financial situation.
IIFL Gold Loans also offer the option to extend the loan tenure if needed, giving customers more time to pay back the loan.
Get the Cash You Need Quickly
With IIFL Gold Loans, you can get the cash you need quickly and without any hassle. The loan can be approved in as little as 30 minutes, and the money is deposited into your account immediately.
You don’t have to wait for days or even weeks to get the cash you need. IIFL Gold Loans offer a quick and convenient solution.
????You can also apply for an IIFL Gold Loan online, making the process even more convenient and hassle-free.
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